When needed, we pay part or all of your auto deductible. You choose.
Join Here-
Advanced - We zero out$500 of the $1,000
$500 Deductible Coverage- Raise your auto deductible to $1,000 and you WILL lower your insurance premium.
- In the event of a claim, you pay the first $500 -> We cover the next $500.
- Keep the same out-of-pocket risk with a lower annual premium.
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Premier- We zero outyour $1000 Deductible
$1000 Deductible Coverage- Raise your auto deductible to $1,000 and you WILL lower your insurance premium.
- In the event of a claim, We cover the whole $1000 deductible.
- No Deductible exposure, with lower annual premium.
- Raise your auto deductible to $1,000 and you WILL lower your insurance premium.
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Essential - We zero out your $500 Deductible
$500 Deductible Coverage- Keep your deductible at $500.
- Deductible coverage is Ideal for families managing busy lives and tight budgets for a small monthly fee.
- Peace of mind for the "what ifs" because life happens.
By increasing your deductible with your insurance provider, you WILL lower your annual premium. That savings is year after year, without switching insurance companies. If you have a wreck and need your car fixed. We help cover the deductible.
Save money. Limit your exposure.
Some More Questions:
Is this Insurance?
NO. We only help with your deductible. For a small monthly fee, we will pay your deductible (Or a portion of it) to your repair shop on an insurable claim.
How does it work?
You pay us a monthly fee per car, and an initial signup fee. If you have a wreck and your car needs insurable repairs, we will pay the portion of your deductible to the repair shop directly. We can cover the whole deductible, or just a portion. You will need to contact us, provide your insurance claim, and give us information on your repair. When you car is ready, we will pay the shop directly.
Should I increase my deductible to save money?
YES. SAVE MONEY!. If you increase your deductible, most multiple car households will save more than what our service costs. You save that year on year. Why not use that money for something else?
So explain how this works
Look and see how much your car insurance will go down if you move from a $500 deductible to a $1,000. You WILL save. You move it up, sign up with us and save the difference. If you have a insurable event and need repairs we pay the shop your deductible or a portion of it..
What if I have multiple cars?
We can save you a lot if you have multiple cars, or young drivers. If you have young male drivers, get ready, it will be a lot.
How high can I raise my deductible?
That depends on your carrier and state. We generally see up to $1000. Which is what we are currently offering.
Does it matter about who is driving?
Not for us. We are only helping with the deductible should you have an event where your going to need repairs and you are using your insurance for them. We will pay the repair shop when your repairs are complete.
Do you write me a check?
If your car is totaled, the insurance company will settle with you, minus your deductible. If your car is totaled, we will write you the check. If your car is getting repaired, via an insurance claim, we will pay the shop directly. A claim MUST be filed either way.